Giggle Finance Review: Unlocking New Funding Opportunities

Freelancers, gig workers, and other independent contractors may not always have access to the same financial services as traditional employees. But that doesn’t mean they should be excluded from opportunities to grow their businesses. That’s where Giggle Finance comes in. They are providing financing and other financial services to small business owners who are otherwise unable to access them. Let’s take a closer look at how it works and how you can get started with Giggle Finance. 

Giggle Finance: AirBnB

How It Works 

Giggle Finance is an online marketplace that connects lenders and borrowers in the gig economy. Borrowers apply for loans online, submit documents, and receive offers from multiple lenders in minutes. The company also offers an array of business services such as credit monitoring and identity theft protection. This allows freelancers and small business owners to better manage their finances without having to go through a bank or other traditional lender. 

What Does Giggle Finance Offer? 

Giggle Finance offers both short-term and long-term financing options for freelancers in the gig economy who need quick cash flow or capital for business growth or expansion. They also offer credit cards specifically designed for freelancers and entrepreneurs with no annual fees or hidden costs. Plus, with their Identity Protection program, borrowers can easily monitor their credit score without worrying about identity theft or fraud risks. 

Giggle Finance: Uber

What Businesses Qualify?

Giggle Finance offers a range of loan products designed to meet the needs of small businesses. Qualifying businesses are typically those that have been operating for at least two years and have an annual revenue between $50,000 and $1 million. Typically, the company must show proof of either cash flow or profitability in order to qualify. Giggle Finance also considers other criteria such as credit history, business plan, industry experience, and customer base when deciding if a company is eligible for their loans.

Giggle is proud to offer funding opportunities for a variety of small business owners, including:

  • Freelance Workers
  • Uber or Lyft Drivers
  • AirBnB Operators
  • Startups
  • Small Business Owners
  • E-com Business Owners
  • Workers
  • Freelance Contractors

Businesses that qualify for Giggle Finance can benefit from competitive rates, fast funding times, prequalification options with no effect on credit score, and access to additional capital even after the initial loan period has ended. Business owners can also use Giggle’s easy-to-understand online tools to help them make informed decisions about the best way to finance their business. With Giggle Finance, businesses can choose from a variety of loan products that suit their unique needs.

What’s the Limit for Funding Amounts with Giggle Finance?

If you’re a new business owner, Giggle Finance can provide the jump-start you need to get going. Up to $10,000 in funding is possible – though more often it’s $5k for those without solid financials. However, your specific circumstances could increase that allowance; with higher monthly income increasing potential eligibility and loan size.

Giggle Finance: Pros vs Cons

Are Cash Advances Possible with Giggle Finance?

Independent contractors can easily qualify for a Giggle Cash Advance – making it the perfect option if other personal loan options are unavailable. The convenient cash advance requires no credit check and offers rates that may be even lower than payday loans! By selling part of their future sales back to Giggle, independent contractors have access to nearly instant funding without all the hassle.


  • Extremely quick funding timeframe
  • Automated and digital process
  • Easy to renew/qualify for multiple rounds of funding
  • Minimal documentation required – just a bank account
  • Secure


  • Short Terms
  • Not available in California or New York
  • Loans typically capped at $10k

How to Apply 

Applying for a loan through Giggle Finance is easy! All you have to do is fill out an online application form with your personal information, including your name, address, income information, employment details, etc., submit relevant documents such as tax forms or bank statements, and wait for approval within minutes! You can then select a loan option that works best for you and start building your business today! 

Final Thoughts 

Giggle Finance is revolutionizing the way freelancers access financial services by providing them with tailored solutions that meet their needs — from short-term loans to long-term financing options, credit cards tailored for entrepreneurs, and even identity protection programs — all without requiring them to go through a bank or traditional lender! So if you’re a freelancer looking for financial assistance or just want more control over your finances as a small business owner – Giggle Finance could be the perfect solution.

Despite this, it is essential to explore other choices of funding that could be available since business cash advances tend to cost more than some alternatives. An option you can look into are business credit cards; simply complete a pre-qualification quiz with Estrada Vega Capital. That said, if Giggle Finance allows growth in business and you cannot qualify for less costly options due to bad credit or a limited time being in operation, then it is worth considering Giggle Finance as an investment opportunity.

Table of Contents

Recent Posts